Professional Bridging Loans
Property opportunities are often uncovered without warning. When you need fast funding for auction purchases, chain breaks, or time-sensitive investments, our bridging loan specialists secure your deal before competitors react.
Loan amounts from £150,000 to £50+ million with completion typically within 7-21 days. Access to over 250 specialist lenders means competitive rates and flexible terms unavailable through high street banks.
Fast approvals available for straightforward applications. Direct access to senior decision-makers eliminates delays and ensures rapid response when time is critical.
What Are Bridging Loans and How Do They Work?
Bridging loans are short-term secured finance designed to “bridge” timing gaps in property transactions. Unlike standard mortgages that focus on income and affordability, bridging loans are assessed on property value and your exit strategy.
Perfect for time-sensitive opportunities where conventional finance is too slow or inappropriate. Terms typically range from 3-24 months, with interest rates reflecting the speed and flexibility these loans provide.
Asset-based lending approach means decisions focus on property security rather than employment history or credit scores. This makes bridging loans ideal for investors, developers, and anyone needing rapid property finance.
Your exit strategy is crucial. Lenders need clear plans for loan repayment, typically through property sale, refinancing to a long-term mortgage, or business cash flow.
Speak with an expert
Call 0330 030 5050 to speak with a bridging finance broker.
Types of Bridging Finance Available
Bridging loans are available for almost every kind of scenario! Here are some of the typical uses.
Residential Bridging Loans
Break property chains instantly with fast funding for your next home purchase while your current property sells. Complete within 14-21 days to secure your ideal property without chain dependency.
Auction finance with completion within the 28-day legal requirement. Pre-approved funding gives you bidding confidence for below-market-value opportunities.
Refurbishment bridging loans for properties requiring improvement before standard mortgage qualification. Fund purchase and renovation costs through a single facility.
Commercial Bridging Finance
Business property acquisition when opportunities arise requiring immediate action. Commercial bridging loans secure business premises, investment properties, and mixed-use developments quickly.
Cash flow bridging for businesses needing urgent working capital secured against commercial property. Bridge seasonal gaps or fund expansion opportunities.
Investment property finance for portfolio growth when timing matters. Secure profitable commercial investments before other buyers react.
Auction Finance Solutions
Guaranteed completion within 28 days gives you auction bidding confidence. Pre-approved facilities mean you can bid with certainty on below-market-value opportunities.
Development site acquisition through auction requires specialist finance understanding planning and development timescales. Our development expertise structures appropriate terms.
Investment auction purchases for buy-to-let and commercial properties sold below market value. Fast completion captures profit opportunities others miss.
Refurbishment and Development Bridging
Light refurbishment projects including cosmetic improvements, kitchen and bathroom upgrades, and general modernisation work. Fund purchase and improvement costs together.
Planning application funding for development sites requiring planning permission before standard development finance qualification. Bridge the planning period with appropriate terms.
Development exit finance for completed projects needing fast refinancing or sale preparation. Bridge from completion to profitable exit.
Why Choose Our Bridging Loan Service
Most bridging loan brokers promise fast service but lack the relationships and expertise to deliver consistently when deals become complex. Our established market position and specialist focus mean you receive genuine advantages that directly impact your success rate and completion timescales.
250 Lenders
Over 250 specialist lenders provide access to exclusive rates and terms unavailable through direct application. Established relationships secure better deals and priority processing.
Senior team involvement
Senior team involvement means experienced professionals handle your application from start to finish. No junior staff or call centres – direct access to decision-makers.
Complex deal expertise
Complex deal expertise for unusual properties, sophisticated ownership structures, and challenging circumstances that others decline. Two decades of experience solving difficult scenarios.
Proven track record
Proven track record with thousands of successful completions across residential, commercial, and development sectors. Reputation built on consistent delivery and client satisfaction.
Get Your Bridging Loan Quote Today
Contact our bridging loan specialists now for a free assessment and preliminary approval.
Free initial consultation with senior specialists who understand your requirements and can provide realistic guidance about options and timescales.
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