Comprehensive Bridging Finance Services
Professional property finance solutions from £150,000 to £50+ million. Our specialist team arranges bridging loans, development finance, and commercial lending through exclusive access to over 250 lenders nationwide.
When property opportunities arise, delays cost money. Every day without funding means missing profitable deals, losing auction deposits, or watching competitors secure the properties you want.
Our streamlined approach eliminates these risks through rapid decision-making and proven completion processes.
Strategic Finance Solutions That Close Deals
The Reality
Most brokers promise fast finance but lack the lender relationships to deliver consistently.
We’ve built exclusive partnerships with over 250 funding sources, giving you access to rates and terms unavailable elsewhere.
Our Advantage
Direct decision-maker access means faster approval time for applications meeting our initial criteria. No lengthy committee reviews or multiple approval stages that delay your completion.
Three core service areas designed for different property investment strategies, each supported by specialist teams who understand sector-specific requirements and can structure deals accordingly.
Bridging Loans for Time-Critical Opportunities
When auction deadlines loom or property chains threaten to collapse, standard mortgage applications become worthless. Our bridging finance specialists move within hours, not weeks, to secure your funding before opportunities disappear.
Residential bridging
Residential bridging loans for property purchases, chain breaks, and refurbishment projects.
Commercial bridging
Commercial bridging solutions for business premises, investment properties, and mixed-use developments.
High-value bridging
High-value bridging finance for properties exceeding £1 million, including international clients, complex ownership structures, and non-standard properties that mainstream lenders reject.
Development Finance That Funds Growth
Development projects fail when funding arrangements collapse mid-construction. Our development finance packages include built-in contingencies and progress payment structures that prevent cash flow crises.
Property developers working with inadequate funding face project delays, cost overruns, and potential site losses. Our comprehensive development packages eliminate these risks through proper capitalisation from project start to profitable exit.
Ground-Up Developments
Complete finance packages from £500,000 to £50+ million covering land acquisition, construction costs, and interest servicing throughout the build period. Progress payments released against architect certificates.
Residential developments
Houses, flats, and conversion projects with funding up to 70% of gross development value. Interest-only periods during construction with capital repayment on practical completion.
Commercial developments
Office, retail, and industrial projects with funding structures tailored to pre-let agreements and forward sales contracts. Higher leverage available for pre-sold developments with established end purchasers.
Commercial Finance for Business Growth
When businesses need commercial premises quickly or investors identify profitable commercial properties, traditional mortgage processes become obstacles rather than solutions.
Our commercial finance team understands business urgency and structures appropriate solutions.
Owner-Occupied Commercial
Business premises acquisition for companies requiring immediate operational control over their properties. Loan amounts from £150,000 to £25+ million with terms up to 25 years for established businesses with proven trading records.
Commercial Investment
Investment property acquisition for businesses and individuals building commercial portfolios. Buy-to-let commercial mortgages with rental income assessment and portfolio lending for multiple property acquisitions.
Business Cash Flow Solutions
Invoice financing converts unpaid invoices into immediate working capital with competitive advance rates, while asset-based lending secured against business equipment, vehicles, or stock provides working capital without traditional credit assessment requirements.
Specialist Solutions for Complex Requirements
Our specialist finance division handles requirements that mainstream lenders cannot accommodate, including international clients, complex ownership structures, and alternative asset backing.
Sophisticated clients often face rejection from high street lenders due to complex income structures, international assets, or unusual property types. Our specialist solutions division has arranged finance for scenarios others consider impossible.
High Net Worth Client Services
Million-pound-plus transactions requiring sophisticated structuring and discrete professional service. Private banking relationships with flexible criteria and bespoke terms unavailable through standard commercial channels.
International coordination for clients with global assets, multiple currencies, and cross-border tax considerations. Integration with existing private banking relationships and wealth management strategies.
Alternative Finance Products
Probate loans providing swift access to inheritance funds during the probate process. Secured against expected inheritance value without personal guarantees or credit checks.
Lombard loans secured against investment portfolios, allowing access to capital without selling performing assets. Available against stocks, bonds, and managed funds with advance rates up to 50% of portfolio value.
Litigation funding for property-related legal disputes, boundary issues, and commercial property conflicts. Non-recourse funding with repayment only upon successful case resolution.
