Website Terms and Conditions

Last updated: 07/09/2025

These terms and conditions govern your use of this website. By accessing and using this website, you accept these terms in full. If you do not agree with these terms, you should not use this website.

Website Use and Access

Permitted Use

You may use this website for lawful purposes only. You agree not to use the website in any way that could damage, disable, overburden, or impair the website or interfere with any other party’s use of the website.

Acceptable Use:

Viewing and reading website content for personal or business research
Downloading information for your own use
Contacting us through provided contact methods
Sharing website content through social media and professional networks

Prohibited Use:

Any unlawful or fraudulent activity
Transmitting harmful or malicious content
Attempting to gain unauthorised access to our systems
Using automated systems to extract large amounts of data
Reproducing, copying, or redistributing substantial portions of website content

Website Availability

We aim to keep this website available at all times, but we cannot guarantee uninterrupted access. The website may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

We reserve the right to modify, suspend, or discontinue any part of the website at any time without prior notice.

Information Disclaimers and Limitations

No Financial Advice

Important: The information on this website is for general guidance only and does not constitute financial, legal, or professional advice. You should not act or refrain from acting based solely on information found on this website.

Information Purpose:

Educational content about bridging finance and property lending
General market information and industry insights
Service descriptions and contact information
Company background and credentials

Not Personalised Advice: The content is general in nature and may not be suitable for your specific circumstances. Always seek independent professional advice before making financial decisions.

Information Accuracy and Currency

While we strive to ensure information accuracy, we cannot guarantee that all content is completely accurate, current, or complete at all times.

Information Limitations:

Interest rates and market conditions change frequently
Lending criteria and product availability may vary
Regulatory requirements are subject to change
Individual circumstances affect product suitability

We do not accept responsibility for any loss or damage arising from reliance on information contained on this website.

Third-Party Information

Some content may reference third-party products, services, or market data. We do not endorse or guarantee the accuracy of third-party information and are not responsible for any loss arising from its use.

Intellectual Property Rights

Website Content Ownership

All content on this website, including text, graphics, logos, images, and software, is our property or used with permission. This content is protected by copyright, trademark, and other intellectual property laws.

Protected Content:

Written articles and guides
Company branding and logos
Website design and layout
Proprietary research and analysis
Photographs and graphics

Permitted Use of Content

You may view, download, and print content for personal or business reference purposes only. You may not reproduce, distribute, modify, or create derivative works without written permission.

Limited Use Rights:

Single copies for personal reference
Brief quotations with proper attribution
Social media sharing using provided sharing tools
Professional discussion and analysis

Commercial use of website content requires express written permission.

Privacy and Data Protection

Information Collection

Our use of personal information is governed by our Privacy Policy, which forms part of these terms. By using this website, you consent to the collection and use of information as described in our Privacy Policy.

Cookies and Tracking

This website uses cookies and similar technologies. Our Cookie Policy explains what cookies we use and how you can manage your preferences.

External Links and Third-Party Websites

Links to Other Websites

This website may contain links to external websites operated by third parties. These links are provided for convenience and do not indicate endorsement of the linked sites.

External Link Disclaimer:

We have no control over third-party website content
We are not responsible for third-party privacy practices
External sites may have different terms and conditions
Links may become outdated or broken over time

You access external websites at your own risk and should review their terms and privacy policies.

Links to Our Website

You may link to our website from your own site, provided the link is fair, legal, and does not damage our reputation. You must not establish a link that suggests association, approval, or endorsement without our written consent.

Limitation of Liability

Website Content Liability

To the maximum extent permitted by law, we exclude all liability for loss or damage arising from:

Use of information contained on this website
Inability to access the website or specific content
Viruses or harmful content that may infect your computer
Technical problems or system failures
Reliance on third-party information or links

Financial Decision Disclaimer

We are not liable for any financial decisions made based on website content. All financial decisions should be based on professional advice specific to your circumstances.

Maximum Liability Limit

Our maximum liability to you for any loss or damage arising from website use shall not exceed £100, regardless of the cause of action.

User-Generated Content

Contact Form Submissions

Information submitted through contact forms becomes our property and may be used to respond to your enquiry and improve our services. Do not submit confidential financial information through unsecured contact forms.

Comments and Feedback

Any comments, suggestions, or feedback you provide may be used by us without restriction or compensation. Do not submit content that is unlawful, offensive, or infringes third-party rights.

Website Security

Security Measures

We implement reasonable security measures to protect our website and user information. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

User Responsibilities

You are responsible for:

Keeping your computer systems secure
Using appropriate antivirus protection
Not sharing login credentials if applicable
Reporting suspected security issues

Modifications and Updates

Terms Changes

We may modify these terms at any time by posting updated terms on this website. Changes take effect immediately upon posting. Your continued use of the website constitutes acceptance of modified terms.

Website Updates

We may update, modify, or remove website content at any time without notice. We are not obligated to maintain any particular content or functionality.

Regulatory and Professional Information

Business Information

Company Details: Bridging Loan Brokers (www.bridgingloanbrokers.co.uk) is a trading style of Respect Digital Limited. Registered office: Office 3357 321-323 High Rd, Romford, England, RM6 6AX

Regulatory Status: This website is operated by Respect Digital Limited who are not authorised or regulated by the Financial Conduct Authority.

Professional Standards: This website is for informational purposes and does not constitute regulated advice.

Complaints

If you have concerns about this website or our online content, please contact us using the details provided on our Contact page.

For complaints about our business services, please refer to our formal complaints procedure available on request.

Governing Law and Jurisdiction

These terms are governed by English law and subject to the exclusive jurisdiction of English courts.

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these website terms and conditions, please contact us.

Important Notice: This website provides general information only and does not constitute financial advice. Always seek independent professional advice before making financial decisions. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.